Privacy Policy
Website Terms and Conditions of Use
In this Terms and Conditions of Use and Privacy Policy, "You" and "Your" refer to each user of the Waterton website (“Site”), and “Us”, “We” or “Our” refers to Waterton Insurance Group, LLC.
This disclosure sets forth the terms and conditions for Your use of the Site. By using the Site and/or any quoting services on the Site, You are agreeing to these terms and conditions. Please read them carefully.
1. Terms
By accessing this Site, You are agreeing to be bound by these Website Terms and Conditions of Use, all applicable laws and regulations, and agree that You are responsible for compliance with any applicable local laws. If You do not agree with any of these terms, You are prohibited from using or accessing this Site. The materials contained in this Site are protected by applicable copyright and trademark law.
2. Disclaimer
The materials on Waterton Insurance's website are provided "as is". Waterton Insurance makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, Waterton Insurance does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its Internet website or otherwise relating to such materials or on any sites linked to this site.
3. Limitations
In no event shall Waterton Insurance or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption,) arising out of the use or inability to use the materials or information on Waterton Insurance's Site, even if Waterton Insurance or a Waterton Insurance authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to You.
4. Revisions and Errata
The materials appearing on Waterton Insurance's website could include technical, typographical, or photographic errors. Waterton Insurance does not warrant that any of the materials on its website are accurate, complete, or current. Waterton Insurance may make changes to the materials contained on its Site at any time without notice. Waterton Insurance does not, however, make any commitment to update the materials.
5. Links
Waterton Insurance has not reviewed all of the sites linked to its Internet website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Waterton Insurance of the site. Use of any such linked website is at the user's own risk.
6. Site Terms of Use Modifications
Waterton Insurance may revise these terms of use for its Site at any time without notice. By using this website You are agreeing to be bound by the then current version of these Terms and Conditions of Use.
7. Governing Law
Any claim relating to Waterton Insurance's Site shall be governed by the laws of the State of Colorado without regard to its conflict of law provisions.
Privacy Policy
Your privacy is very important to Us. Accordingly, We have developed this Policy in order for You to understand how We collect, use, communicate and disclose and make use of personal information.
What this Privacy Policy Covers
This policy covers how We treat personal information that We receive, collect and store, including information related to Your past use of our services. Personal information is information about You that is personally identifiable like your name, address, email address, phone number, driver's license number, driver information
or other personal information provided to Us in connection with Your use of this Site and our services, and that is not otherwise publicly available.
The following outlines our privacy policy.
- Before or at the time of collecting personal information, we will identify the purposes for which information is being collected.
- We will collect and use of personal information solely with the objective of fulfilling those purposes specified by us and for other compatible purposes, unless we obtain the consent of the individual concerned or as required by law.
- We will only retain personal information as long as necessary for the fulfillment of those purposes.
- We will collect personal information by lawful and fair means and, where appropriate, with the knowledge or consent of the individual concerned.
- Personal data should be relevant to the purposes for which it is to be used, and, to the extent necessary for those purposes, should be accurate, complete, and up-to-date.
- We will protect personal information by reasonable security safeguards against loss or theft, as well as unauthorized access, disclosure, copying, use or modification.
- We will make readily available to customers information about our policies and practices relating to the management of personal information.
How we use and share Personal Information:
We do not sell, share, license or provide personal information about You to any other people or nonaffiliated companies other than to those carriers from which We request insurance policy rate quotes, on Your behalf, and with Our affiliated companies. In connection with Our provision of Your information, note that We will provide the information to trusted partners who work on Our behalf and are under confidentiality agreements. These companies or contractors may use Your personal information to help Us provide services to You.
We share the information described above with third parties in the following circumstances, as permitted or required by law:
- Information that is necessary to service or process the insurance needs of Our customers, in a manner that is consistent with the usual and
- customary services provided by independent insurance agents. Such usual and customary services or processes include but are not limited to underwriting, shopping the renewal, rating, placement, and providing quotes for insurance that is germane to the coverage the customer places with Our agency.
- Information that is necessary to resolve customer disputes or inquiries.
- Information that is required by individuals or entities who are assessing Our legal compliance.
- Information that is required for the agency to comply with a federal or state statute or regulation, governmental inquiry, subpoena response, court order, or other legal requirement.
- •Information that is necessary to protect against or prevent fraud, unauthorized transactions, legal claims, or other liability.
- We are committed to conducting our business in accordance with these principles in order to ensure that the confidentiality of personal information is protected and maintained.
We may, from time to time, update this policy. We will prominently post on this policy page, the date and content of any significant changes in the way We treat personal information.